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Children's pensions

Pensions for eligible children

Eligible children are:

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  • Under the age of 18
  • Under the age of 23 and in full time education or in training for a trade, profession or vocation. The child must not have left education at any point in order to be eligible. However, in some cases the Pensions Section may ignore a break in education
  • A dependant child of any age who is disabled
  • In all cases children must have been born within a year after your death

The amount of pension your children would receive in the event of your death depends on when you left the Cornwall Pension Fund:

  • If your spouse or civil partner is receiving a pension, one child would receive 1/4 of your pension. Two or more children would receive 1/2 shared between them.
  • If your spouse or civil partner is not receiving a pension, one child would receive 1/3 of your pension.  Two or more children would receive 2/3 between them.

The Cornwall Pension Fund will decide how the pension is split if you have more than one child.

  • If your spouse, civil partner or cohabiting partner is receiving a pension, one child would receive 1/320th of your pensionable pay multiplied by your membership in the scheme. Two or more children would receive 1/160th shared equally between them.
  • If there is not a spouse, civil partner or cohabiting partner to receive a pension, one child would receive 1/240th of your pensionable pay, multiplied by your membership. Two or more children would receive 1/120th shared equally between them.

Children's pensions increase every year in line with the consumer prices index.

Our Jargon Buster may help with pensions terminology.