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When can I receive my pension?

The normal age for members to start receiving pension benefits (known as 'normal pension age) is linked with state pension age or age 65 if later. This means that you can draw your benefits at the same time as your state pension without incurring a reduction.

Your pension built up before 1 April 2014 has a protected Normal Pension Age (NPA), which for almost all is age 65. View our protected NPA page for more information.

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But there are provisions for early payment of your pension.

For details on these provisions please view:

It is also possible to leave your benefits preserved within the fund after your normal retirement age, please see drawing your benefits late for information on this option.

The Pensions and Lifetime Savings Association (PLSA) has launched

This provides you with some guidance on what income you should be aiming for at retirement.

Our Jargon Buster may help with pensions terminology.